Why, because we love them...
Kansas City Life... Insurance & Annuities
Life insurance is the subject most clients least like to discuss
and probably, especially if you have a family, the one about
which you should be most concerned.
Ragain Insurance has specifically chosen Kansas City Life for
several reasons:
Solvency- Of the top 25 largest insurance companies Kansas City Life
ranked in the top 3 with regard to their margin of assets over
liabilities. This indicates financial soundness and a
company's ability to meet all obligations as they become due.
Liquid Assets- Kansas City Life possesses a high ratio indicating a more
liquid investment position to cover unforeseen emergency
Staying Power- Kansas City Life was founded in 1895 and is one of only 24 life
and health insurance companies to earn an "A" rating or
better for financial strength for at least 50 years.
Options for you and your family...
- Universal Life: options - flexible premiums, adjustable coverage - while
providing the security you need. Universal Life (UL) might be just what
you're looking for...Survivorship Universal Life with joint first-to-die term
insurance and a policy split option
- Whole Life: Whole life provides you with a guaranteed cash value. In
addition to covering your family's needs after death, you can use your
policy to accumulate tax-deferred cash values to help:
- Finance a child's college education.
- Pay off your mortgage early.
- Take advantage of an investment opportunity.
- Start your own business.
- Cover unexpected emergency expenses.
- Supplement your retirement income.
Best of all...your premium is guaranteed...it won't change
- Term Life: Term insurance offers low-cost protection to meet your
family's needs. You only pay for the amount and duration of coverage you
need.
- Group benefits for employers: Life, Short and Long Term Disability,
Dental and Vision
- Annuities: Fixed Annuities

"Could I climb the highest place in Athens, I would lift up my voice and proclaim:
Fellow citizens, why do ye turn and scrape every stone to gather wealth and take so little care of your children to whom one day you must relinquish it all."
Socrates
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"In three words I can sum up everything I've learned about life: it goes on."
Robert Frost
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"The promise of financial security is only as good as the company that makes it. Since 1895 Kansas City Life has built its reputation on integrity, sound investment strategies, and honest business practices."
Phil Bixby, President Kansas City Life Insurance Company
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Kansas City Life Insurance Company was established in 1895 in Kansas City, Missouri. Our Agency force of more than 1,400 agents serves 48 states and the District of Columbia. We insure more than half a million policyholders from coast to coast.
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With a fixed annuity, you'll know how much you'll be earning. Plus
you'll have:
- No cap on the amount you can invest each year;
- A guaranteed fixed rate of return; and
- Tax-deferred earnings on interest.
- In addition, you can postpone initial withdrawals beyond age 70½.
If the cost of living seems high now, think what it will be in 20 or
even 30 years when you're retired or hoping to retire. Plan now to
ensure your assets last throughout your lifetime. Under an annuity
contract, you make a payment - or series of payments - and in
exchange we pay you an income while you're alive (unlike life
insurance which pays out after death).